BUILT DIFFERENTLY. ON PURPOSE.

We believe financial advice should be honest, rigorous, and clear. So that’s exactly what we built.

Our advisers bring deep experience across financial planning, investment strategy, tax, and complex personal circumstances, giving you confidence that decisions are being made with a full understanding of both detail and long-term implications.

WHY WE EXIST

Financial advice had a problem. Products came first. Clients came second. We started Black Ink to fix that. Independent thinking. Real expertise. No compromise.

MEET YOUR TEAM

Jonothan Hives

Chief Executive

Tobias Band

Financial Planning Director

Ben Barratt

Investment Director

Kyla Conway

Head of Operations

Billal Popal

Senior Paraplanner

Jack Ballard

Commercial Manager

WHAT WE STAND FOR

We say what we think. We do what we say. We stand behind our advice — always.

WHO WE ARE

A tight team of specialists — across financial planning, investment, tax, and international complexity. We share knowledge, not just workload. Every recommendation is driven by your interests, not ours.

CLIENT TESTIMONIALS

Don’t take our word for it. Read what our clients say on VouchedFor

Jonathan has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Tobias Band Financial Planning Director has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Ben Barratt Investment Director has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Kyla Conway Head of Operations has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Billal Popal Senior Paraplanner has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Jack Ballard Commercial Manager has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.