ABOUT US

At Black Ink Wealth, we believe financial advice works best
when it is built on trust, clarity, and long-term thinking. It
should be delivered by highly skilled professionals who
combine technical expertise with simple communication.

Our advisers bring deep experience across financial planning, investment strategy, tax, and complex personal circumstances, giving you confidence that decisions are being made with a full understanding of both detail and long-term implications.

OUR STORY

Black Ink Wealth was founded on a common view of how financial advice should be delivered.

We saw first-hand how often advice was driven by products, incentives, or rigid processes rather than by what was genuinely in a client’s best interests. We believed there was a better way – one built on independence, technical rigour, and straight forward communication, where advice starts with understanding the individual rather than fitting them into a predefined solution.

Black Ink Wealth was created to reflect that belief.

Our ethos is simple: take the time to get things right, be clear and honest in our thinking, and provide advice we would be comfortable standing behind for the long term.

MEET YOUR TEAM

Jonothan Hives

Chief Executive

Tobias Band

Financial Planning Director

Ben Barratt

Investment Director

Kyla Conway

Head of Operations

Billal Popal

Senior Paraplanner

Jeff Powell

Commercial Manager

OUR COMMITMENT TO YOU

Black Ink Wealth was founded on a common view of how financial advice should be delivered.

We saw first-hand how often advice was driven by products, incentives, or rigid processes rather than by what was genuinely in a client’s best interests. We believed there was a better way – one built on independence, technical rigour, and straight forward communication, where advice starts with understanding the individual rather than fitting them into a predefined solution.

Black Ink Wealth was created to reflect that belief.

Our ethos is simple: take the time to get things right, be clear and honest in our thinking, and provide advice we would be comfortable standing behind for the long term.

WHO WE ARE

Black Ink Wealth is built around a team-based approach to advice. Our advisers are competent across UK and international financial planning, including complex, offshore, US-connected and global considerations.

While each advIser has areas of particular focus, you benefit from our collective expertise rather than reliance on one adviser alone.

above all, our focus is on delivering advice that is clear, considered, and genuinely useful. We aim to be a firm our clients can rely on over the long term, providing thoughtful guidance, consistency, and perspective as their lives and finances evolve.

CLIENT TESTIMONIALS

We believe the best measure of our work is the experience of the people we advise. Feedback from our clients reflects the importance we place on clarity, communication, and long-term relationships.

Independent client reviews and testimonials are available via VouchedFor.

Jonathan has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Tobias Band Financial Planning Director has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Ben Barratt Investment Director has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Kyla Conway Head of Operations has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Billal Popal Senior Paraplanner has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Jeff Powell Commercial Manager has worked in international financial planning for 16 years and across three continents.

He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable firsthand experience when it comes to cross-border financial planning.

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. Qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.